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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Walsall

Money Adviser LLP

10 Knights Cl, Willenhall WV13 1NG, UK – 01902 608101

RVW WealthCare Ltd

201, Bradford Court, 123 -131 Bradford Street, Walsall, Birmingham B12 0NS, UK – 0121 325 6950

Cook Allen & Associates (Independent Mortgage Advisers)

2A Hawes Rd, Walsall WS1 3HG, UK – 01902 637395

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Walsall.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
NatWest

33 Park St, Walsall WS1 1ER, UK – 0345 788 8444

Thank you LIAM BANKS for the great service!!

HSBC

The Bridge, West Midlands, Walsall WS1 1LN, UK – 0345 740 4404

Easy banking

Downpoint its in the bank. But its warm!

Halifax

40 Park St, Walsall WS1 1NG, UK – 0345 600 3934

Helpful and friendly staff. Service with a smile. Really glad I switched from NatWest.

Nice bank fresh modern and ques can be very long at busy times

Banks

The Co-operative Bank - Walsall

3/5 The Bridge, Walsall WS1 1LG, UK

Pleasant helpful and understanding, I would recommend them to anyone.

Very helpful and friendly staff

Lloyds Bank

The Bridge, Walsall WS1 1LG, UK – 0345 300 0000

I’m visiting Lloyds since 2001 They are very helpful staff never had any problems

Very very helpful!i had some fraud problems with my card and they sort me out with my money back in less than 24hours !the tall guy from the branch(don t know his name)was spot on quick and understanding aswel the branch manager!cheers guys i am really happy to work with u!!

HSBC

127 High St, Walsall WS3 3LF, UK – 0345 740 4404

I'm a cleaner there love it staff wonderful

Superb branch lots of helpful staff modern machines to pay bills money in also internet access

Building Societies

Nationwide

18 Bridge St, Walsall WS1 1DE, UK – 0800 554 0501

Great customer service.asked about student account for daughter with s/finance great advice for someone looking at taking a degree or two year full time course. Apply on line or make appointment in any branch with ID and offer.

Thay are very friendly people

the West Brom - West Bromwich Building Society

1 Greybury House, Bridge St, Walsall WS1 1JY, UK – 0345 241 7519

Mortgage Brokers

Crystal Mortgages Ltd

66 Lysways St, Walsall WS1 3AA, UK – 01922 722008

Empire mortgages and estates

56 George St, Walsall WS1 1RS, UK – 01922 315040

The Mortgage Store Ltd

53 Bradford St, Walsall WS1 3QD, UK – 01922 616181

Mortgage Brokers - Key Questions

How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Walsall.

Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.  

How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Walsall that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.

Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.

Mortgages

Halifax

Sister Dora Buildings, 6 The Bridge, Walsall WS1 1SR, UK – 0345 600 3934

Dealt with a lovely man called Luis he made sure we was happy and helped us a lot, very happy with the service and level of care while switching my boy friends account would recommend 100%. 10 out of 10

Ok

Barclays Bank

20-22 Park St, Walsall WS1 1NG, UK – 0345 734 5345

I'm very pleased with the service in this bank. Very helpful and friendly staff. Thank you very much. Happy to be your customer.

HSBC

The Bridge, Walsall WS1 1LN, UK

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